Business Credit Report

OBTAINING A CREDIT REPORT FOR YOUR BUSINESS

Every registered business in Jamaica is entitled to a free credit report per calendar year.

Application Requirements:

1. Fill out the online Business Consumer Report Application online here.

2. Provide a copy of the Certificate of Registration.

3. Include the Business TRN.

4. Certified copies of valid government IDs for either two directors or one director and one company secretary. If using a passport, a proof of address is also required.

5. Email documents to jm.customerservice@everydata.com  OR  upload when completing application form online.

Accepted Valid IDs:

• Passport (proof of address required)

• Driver’s License

• National ID

The application will be processed, and the credit report emailed within one business day.

REGISTERING A DISPUTE

Before filing a dispute, ensure you have obtained your credit report directly from the Bureau.

If you find inaccuracies in your report and need to challenge the information, you can register a dispute with the Bureau for investigation. To do so, complete and sign the Dispute Form by a company director or secretary.

When completing the Dispute Form, at Name of Credit Information Provider: Enter the name of the institution that reported the incorrect information.

Investigation Process and Resolution Update:

•  Once a dispute is registered, the Bureau will contact the reporting institution to investigate and correct the information as necessary. This process takes up to fourteen days.

• You will be informed of the investigation's outcome. If the credit information is amended, an updated credit report will be emailed to you and sent to each institution that accessed your report in the last six months.

For any other requests or queries, please contact Customer Service at:

• Phone: 876-633-7023

• Email: jm.customerservice@everydata.com